Home / Bangalore Personal Loan
Personal Loan in Bangalore
Find the most attractive personal loan interest rates at Personal Loan Bangalore. Our interest rates start at 7.99% to 14%. Higher the CIBIL Score, Working in CAT A Company, Good Salary, will have lower interest rate. We In case of Lower CIBIL Score, interest rates will be relatively more.
We try our best to provide the best options available to the clients for Personal Loan. For example with lower CIBIL Score, one bank may be ready to lend at 12% other may be ready to lend at 11% so applicant will get loan at lower interest rate
Apply for Personal loan in Bangalore without Pre Closure and Four Closure charges
yes you read it Right, 1st time in INDIA that few of our lenders will not charge you any pre-closure charges for closing the loan before the tenure
A personal loan as the name suggests is provided to individuals and not businesses. Most banks and NBFCs (Non-Banking Financial Companies) offer personal loans to both salaried and self-employed individuals/professionals. The eligibility criteria for a personal loan vary slightly depending on the type of applicant. Following are some of the key personal loan eligibility factors that need to be kept in mind*:
Particulars |
Salaried |
Self-Employed |
Age |
21 - 60 years |
21 - 68 years |
Minimum Income |
Rs. 15,000 per month |
Rs. 5 lakh per year (gross) |
Employment stability |
Total experience- Minimum 6 months |
Minimum 2 years in current business |
*The personal loan eligibility criteria mentioned above are generic in nature and actual eligibility factors will differ from one lender to another.
Documents are proof of reliability and establish the complete profile of a borrower. KYC documents are required as per law to process any loan application and inform authorities when required. We accept your documents in electronic format and these can be uploaded on the site. The basic documents required to apply for a loan include:
- Photograph
- PAN Card
- KYC (Identity and Address Proof)
- Bank Statements for the last 3 months
Depending on the credit analysis the team might ask for other documents which might include:
- Salary slips
- House ownership proof (if any)
- Permanent address proof
- Proof of employment etc
Know more about the documents required for a personal loan from Personal Loans Bangalore
- Get Instant personal loan in Bangalore strating from @ 7.99% perosonal loan interest rate.
- To meet unforeseen circumstances that may arise at any point of one's life.
- The quick approval process of Personal Loans ensures you have an easy borrowing experience. Loan amount starts with Rs. 50000 to 25 lakhs, with flexible repayment options starting from 1 year to 5 years
Salient features of this personal loan are :
1. This features is available with Salaried Employees & Self Employed applicants, with good cibil score.
| Salaried employees basic documents required | Self employed basic documents required |
|---|---|
| Minimum salary of 25k | 2 years ITR |
| Good cibil | Good cibil |
| 3 months salary slip | In case current account is there GST registration certificate |
| 6 months bank statement | 6 months bank statement |
| Form 26AS | Proof of business |
| Pan card | Pan card |
| Aadhar Card | Aadhar Card |
| 1 passport size photo | 1 passport size photo |
Points to be kept in mind for better managemnt of Personal Loan :
2. Applicant who has taken personal should repay personal regularly on due dates
3. Post disbursement of personal loan any extra lumpsum amount paid will be reduced from the out standing amount, this will help borrower save interest on his loans
4. Part pre-payment of personal loans in Bangalore will also help customer to close the early. As more amount will be allocated towards the principal and less towards interest
5. Brings financial stability in the borrower as liabilities come down
6. Improved your credit rating of personal loan profile, as personal loan is closed before tenure
7. When you get out of debt, it relieves you of stress and tension.
Step 1: Keep all income and KYC documents ready
Step 2: Fill in loan requirement and income details for personal loan in Bangalore Link - apply now
Step 3 : Executive will call collect all soft copies of the documents
Step 4 : Negotiate best possible rates as per applicant profile
Step 5 : Link sent to client for loan acceptance and disbursal
Profit Tantra Financial Services is always close to your mobile, desktop or phone. And, now, we’re able to help even more with our extended branch opening in Mumbai Now you can apply for personal Loan at a click of a button, If you live in any of below cities -
